Dear Valued Clients,
At Keslar Insurance Agency, we are always committed to helping you safeguard your assets and secure the best insurance coverage for your needs. In this ever-evolving insurance landscape, it’s essential to stay proactive and prepared for changes that could affect your policy. One area that has seen recent adjustments is how insurance companies handle roof repairs and replacements, and we want to ensure you’re ahead of the curve.
Some of our partner insurance carriers have already begun implementing significant changes regarding roof coverage. For instance, Travelers Insurance now requires roofs older than 15 years to be replaced before they will provide coverage. It’s possible, and likely, that other insurance providers may follow suit by asking for proof of your roof’s age. To help streamline this process and ensure you’re adequately covered, we strongly recommend that you not only keep track of your roof’s repair or replacement receipts but also share them with your agent via email or by uploading them using the Keslar Insurance app.
Here are some compelling reasons why it’s crucial to maintain a record of your roof-related expenses:
- Changes in Roof Replacement Coverage: Roofs represent substantial claims for many insurance companies. Some insurers are shifting their approach to paying out roof claims, opting for actual cash value rather than full replacement cost. By having documented proof of when your roof was last replaced, you’ll be better prepared to expedite the claims process and ensure you receive the coverage you deserve.
- Future Proofing Your Coverage: Insurance companies may start requesting documentation of previous roof repairs or replacements when considering coverage for future claims. By keeping a record of your roof’s replacement, you establish a comprehensive history of maintenance and repairs, demonstrating your commitment to maintaining your property.
- Increasing Resale Value: Did you know that proof of a recent roof replacement could boost the resale value of your home? A well-maintained and recently replaced roof not only increases your home’s appeal but also makes it more insurable at the time of sale. This can be a significant selling point for potential buyers and help you secure a better price for your property.
We understand that locating and preserving these documents might seem like a small task, but it can make a substantial difference in ensuring your home remains adequately protected and valuable. If you don’t already have records of your roof repairs or replacements, we encourage you to reach out to your roofing contractor and obtain copies of the invoices or paid receipts. Once you have these documents in hand, sharing them with us will allow us to keep them on file for your future needs.
At Keslar Insurance Agency, we are here to support you every step of the way. If you have any questions about this new development or need assistance in gathering and sharing your roof repair receipts, please don’t hesitate to contact us. Our goal is to provide you with the peace of mind that comes from knowing your home is adequately protected.
Thank you for choosing Keslar Insurance Agency as your trusted insurance partner. Your security and satisfaction are our top priorities.
