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Cyber Liability Insurance

Cyber Liability Insurance in New Hampshire, Maine, and Massachusetts

Cyber-attacks are a real threat to most businesses, regardless of the size of the business. In addition, many businesses think- “I don’t keep my customer’s personal data, so I’m not at risk of a cyber attack.” It is important to know that this isn’t completely true. If you do collect any personal information, for any reason, including employee data or prospect information, or more, you may be at risk. Also, many assume that because they are using a third-party software product that they aren’t responsible if that personal information is stolen. This also isn’t true. Anytime you collect any type of personal information, you could be putting yourself at risk.

cyber

Cyber liability insurance is going to be a vital part of any business owners’ coverage portfolio, especially if you use a computer to collect or store any kind of client information. The purpose of this policy is to cover any losses that may occur due to data breaches or other cyber losses. Data breach insurance can help cover your costs to notify impacted clients and employees, provide identity theft protection services, and produce a public relations campaign. Some of these steps are required such as requiring the notification of individuals if their personally identifiable information was a part of a security breach. This notification process can be expensive. These policies have a range of optional coverages that we are happy to discuss with you, making sure you find just the right policy for your specific situation and needs.

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