Ride with confidence and protection. Before you hit the highways of New Hampshire, Maine, or Massachusetts, it is a good idea to make sure you have an adequate motorcycle insurance policy.
As a bike owner, it is important to recognize all of the possibilities of what could happen while out on a joy ride. While we always hope you do not end up in a situation where your policy is needed, it is important to have it at the ready if the situation ever presents itself. A motorcycle policy can cover anything from your bike tipping over in the wind and getting damaged, to a full-on collision with another bike or vehicle.
Aside from an insurance policy being important on its own, if you decide to take out a loan for the bike many loan companies require that insurance policy. Some even require certain amounts of coverage. Be sure to discuss this with your loan officer, see what they require of you and your insurance policy, and we will be happy to get you a quote.
Liability Takes Care of Your Passengers
A comprehensive policy includes liability and medical payments coverage. If you wipe out a passenger on the back, now the policy will not only protect you and your medical bills but now will help with the medical bills of your passenger. Liability coverage protects you if you’re found at fault for an accident where another person’s property is damaged, or they are injured in the crash. Your liability coverage will pay out for medical bills, lost wages, and damages – but only up to the limits set on your policy.
If you’re sued, liability insurance can pay for your defense up to your policy limits.
Medical payments coverage pays for necessary medical treatment for you and any passengers up to the chosen dollar limit.
New Hampshire, Maine, and Massachusetts do have different insurance requirements for motorcycle policies. It is our goal at Keslar Insurance to make sure that your policy fits into those requirements based on your state, and that you are always properly insured.
Give us a call today to learn more about motorcycle coverage and to get a quote on the perfect policy for you, with just the right price.
ATV Insurance in New Hampshire, Maine, and Massachusetts
An all-terrain vehicle, or ATV, is defined differently in each state. Generally though, they are defined as a motorized vehicle meant for off-road driving that has two or more wheels on it.
An all-terrain vehicle, or ATV, can be dangerous; however, insurance is available to help pay for any medical expenses or liability concerns that may arise. Depending on how you intend to use the vehicle, the coverages that you may want or need can vary. In general, you should make sure that you cover any concerns related to accidents and that you have protection against common injuries. Additional coverage can also help pay for any damages to your ATV and protect against theft.
