Professional Liability Insurance in New Hampshire, Maine, and Massachusetts

If your business is in the practice of providing professional advice and or service to others, you likely will need professional liability coverage.  This helps protect you when defending against a negligence claim made by a client, and damages awarded in a civil lawsuit. The coverage focuses on claims of alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by you. These are causes for legal action that would not be covered by a more general liability insurance policy that addresses more direct forms of harm. Professional liability insurance may take on different forms and names depending on the profession, especially medical and legal, and is sometimes required under contract by other businesses that are the beneficiaries of the advice or service. At Keslar Insurance, we have commercial insurance specialists that can help you with deciding if this type of coverage makes sense for you.